What is Physical Damage Insurance

-Physical damage insurance is a type of insurance that covers physical damage to your property. This type of coverage is typically offered as part of an auto insurance policy, although it may need to be added on to a standard auto policy.
Physical damage can include collisions, fire damage, water damage, damage from falling objects, lightning, and wind.
Most like price is base on the value of the vehicle, they can calculate at %, from 5% to 9%, depend on driving history. It is not a mandatory type o coverage, if you own the vehicle. But if you are financing, will be requested by the finance institution.
Physical damage can include collisions, fire damage, water damage, damage from falling objects, lightning ...

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