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    • General Liability Insurance
  • CLIENT SERVICES
    • Certificate of Insurance (COI)
    • Progressive Online Self-Service
    • Request Service
  • Resources
    • Brokers That Work With New Venture Truckers
    • USDOT Compliance Binder Checklist
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    • Get BOC-3
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    • DOT Medical Examination Certificate
  • About
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Tow Truck Insurance Solutions: Protect Your Towing Business Today

As a towing company owner or operator, you understand the importance of having the right insurance coverage for your business. 

Tow truck insurance is a specialized type of commercial auto insurance that provides coverage for the unique risks associated with operating a tow truck, such as damage to the towed vehicle, liability.

A financial obligation or debt owed by an individual or business to another entity, typically result...
for damage to other vehicles, and injuries sustained during the towing process.

Click to get an Agent

Tow Truck Insurance Options for Professional Towing Companies

Tow truck operators face unique risks every day — from traffic accidents and vehicle damage to liability claims involving customer vehicles. Finding the right tow truck insurance coverage is essential to protect your business, your drivers, and your customers.

PECO Truck Insurance is a lead generation platform that connects towing companies with licensed insurance providers who specialize in trucking and towing risks. Our goal is to help you compare coverage options and find solutions that match your operation and budget.

Tow Truck Insurance Coverage Options

Through our network of providers, you can explore a range of coverage options commonly used in the towing industry, including:

  • Primary Liability Insurance – Covers bodily injury and property damage caused to others.
  • Physical Damage Coverage – Protects your tow truck from collision, theft, or damage.
  • On-Hook Towing Coverage – Covers customer vehicles while being towed.
  • Garagekeepers Liability – Protects vehicles stored at your location.
  • Uninsured & Underinsured Motorist – Protection when others lack proper coverage.
  • Medical Payments Coverage – Helps cover injury-related expenses.

Understanding Your Coverage

Each towing operation is different. Licensed insurance professionals can help evaluate your risks, explain coverage options, and guide you toward policies that meet state, federal, and contractual requirements.

Additional Protection Options

Depending on your operation, you may also consider additional protection such as comprehensive coverage, cargo-related coverage, and umbrella policies for higher liability limits.

What Affects Tow Truck Insurance Costs?

  • Type of tow trucks operated
  • Driver experience and driving records
  • Business location and operating radius
  • Coverage limits and deductibles
  • Claims history

Why Use PECO Truck Insurance

  • Connect with multiple licensed insurance providers
  • Compare options tailored to your business
  • Faster responses from providers who understand trucking
  • Nationwide network
Get Connected with Insurance Providers

Email: [email protected]
Phone: 704-837-2942

Submit your information today and get connected with licensed insurance professionals who can help you explore your options.

Disclaimer: PECO Truck Insurance is a marketing and lead generation service. We are not a licensed insurance agency and do not sell, quote, or bind insurance policies. All insurance services are provided by licensed third-party providers.

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​North Carolina Office

PECO INSURANCE
1805 Sardis Rd North
​Suite 136
Charlotte, NC 28270
(704) 837-2942​
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Florida Office

PECO INSURANCE
1111 Park Centre Blvd
Suite 340
Miami. FL. 33169
(305)602-3015​
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